The 2016 HomeSmartNY Annual Conference will be held on September 20-21, 2016 at the Hilton Albany in Albany, NY. The conference theme is Moving Forward Together. Sarah Gerecke, HUD will give the keynote on September 21. The program will include updates on state
You’ve created a sustainable household budget and trimmed extra expenses. What will you do with your new extra disposable income? The answer is saving. Unless you win the lottery, you are unlikely to reach your financial goals unless you save.
When buying a home, the most important thing to do is look at your income and expenses and see if you can afford a house payment. Developing a budget or spending plan will help you track your money and spend