HomeSmartNY members, please join us for our next HomeSmartNY Members’ Accomplishments & Actions Meeting to be held on July 12, 2017 at 11 a.m. Hear about our recent accomplishments, plans for our upcoming conference and any actions members need to
The HomeSmartNY Capital Region Chapter will be holding a chapter meeting on June 29, 2017 at Affordable Housing Partnership, 255 Orange St, Albany, NY. There will be presentations from the HUD Office of Housing Counseling and Saratoga National Bank. Agenda
Save the Date: 2017 HomeSmartNY Annual Statewide Conference The 2017 HomeSmartNY Annual Statewide Conference will be held on September 27-28, 2017 at the DoubleTree Schenectady, 100 Nott Terrace, Schenectady, NY, 12308 The conference theme will be Power Through Partnership. Come and join
M&T Bank recently announced that it has provided $600,000 since 2015 to HomeSmartNY members in support of homebuyer education since the beginning of 2015. Forty non-for-profit member housing counseling agencies received grants to provide homeownership education and counseling to individuals,
A home inspection, while not required, might be the most important pre-purchase investment you’ll make. So, what is a home inspection? A home inspection gives home buyers more detailed information on the overall condition of the home prior to purchase.
The 2016 HomeSmartNY Annual Statewide Conference was held in Albany, NY on September 20 and 21, 2016. Over 130 housing counselors and homeownership education supporters from across the state met to discuss the state of housing counseling, issues affecting housing
Before taking the first steps to buy a house, you’ll need to determine if it’s the right financial choice. It’s not as simple as comparing the average home price vs average rent price in your area. Income, mortgage rates, the size
The 2016 HomeSmartNY Annual Conference will be held on September 20-21, 2016 at the Hilton Albany in Albany, NY. The conference theme is Moving Forward Together. Sarah Gerecke, HUD will give the keynote on September 21. The program will include updates on state
You’ve created a sustainable household budget and trimmed extra expenses. What will you do with your new extra disposable income? The answer is saving. Unless you win the lottery, you are unlikely to reach your financial goals unless you save.
When buying a home, the most important thing to do is look at your income and expenses and see if you can afford a house payment. Developing a budget or spending plan will help you track your money and spend