M&T Bank recently announced that it has provided $600,000 since 2015 to HomeSmartNY members in support of homebuyer education since the beginning of 2015. Forty non-for-profit member housing counseling agencies received grants to provide homeownership education and counseling to individuals,
A home inspection, while not required, might be the most important pre-purchase investment you’ll make. So, what is a home inspection? A home inspection gives home buyers more detailed information on the overall condition of the home prior to purchase.
The 2016 HomeSmartNY Annual Statewide Conference was held in Albany, NY on September 20 and 21, 2016. Over 130 housing counselors and homeownership education supporters from across the state met to discuss the state of housing counseling, issues affecting housing
Before taking the first steps to buy a house, you’ll need to determine if it’s the right financial choice. It’s not as simple as comparing the average home price vs average rent price in your area. Income, mortgage rates, the size
The 2016 HomeSmartNY Annual Conference will be held on September 20-21, 2016 at the Hilton Albany in Albany, NY. The conference theme is Moving Forward Together. Sarah Gerecke, HUD will give the keynote on September 21. The program will include updates on state
You’ve created a sustainable household budget and trimmed extra expenses. What will you do with your new extra disposable income? The answer is saving. Unless you win the lottery, you are unlikely to reach your financial goals unless you save.
When buying a home, the most important thing to do is look at your income and expenses and see if you can afford a house payment. Developing a budget or spending plan will help you track your money and spend
Join HomeSmartNY for a webinar on Thursday, June 9th at 1 PM for the following exciting news: Meet HomeSmartNY’s new executive director Jennifer Murphy & hear HomeSmartNY’s priorities Meet Marketing Consultant Marcia Nedland with marketing tips to increase production/revenues Join HomeSmartNY’s partnership with
On June 1, 2016, U.S. Department of Housing and Urban Development (HUD) named 12 persons who will constitute the first-ever Housing Counseling Federal Advisory Committee (HCFAC). Established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, this advisory panel will
HomeSmartNY is pleased to announce that Jennifer Murphy has been named executive director. With over 20 years of non-profit and community development banking experience, Jennifer will provide HomeSmartNY with guidance to achieve new levels of success. Jennifer has significant experience